Thursday, 23 September 2010

...'in the money': Part II

I am furious. I am literally the most angriest person in the whole world. Reason? I found out why my student loan has not arrived. For some reason, when I applied - MONTHS AGO - my application was never processed.

THANKS FOR TELLING ME!!!!!!

All of this time, I have been waiting, patiently, to see my overdraft disappear in one fell swoop at the arrival of my first loan installment, whilst someone, somewhere, in an office looked at my application and decided it wasn't fit to be processed. Fine - maybe there was an error or a mistake on my form. What isn't fine is that this person did NOTHING about it. Surely there is some system for unsuccessful applications? Would it really be so hard for the student loan company to arrange for a letter, or even an email, to be sent alerting you to the fact that in two months time, when university begins, you will not be getting any money and that you need to do something about that now, or else live in poverty for the rest of time? Come on, people!!!!

I just could not believe what I was hearing. This is basically how the conversation with the student loan company went...

Me: My loan hasn't come.
Them: Right, let me check that out for you...here it is...yep, your original application was not accepted.
Me: WHAT?!
Them: your original loan was never acc...
Me: I heard you the first time. So what do I do now?
Them: You have to reapply and then wait for your new application to be accepted before you get any money.
Me: How long will that take?
Them: I couldn't say, possibly a few weeks.
Me: Why was I never told?!
Them: I couldn't say.
Me: I have no money, what do I do until my loan comes in?
Them: I cou...
Me: let me guess, 'you couldn't say'
Them: Well...yes.

Absolutely the most useless person I have ever been subjected to.

I really have no idea how I am going to manage. I have two months rent to pay, with October just around the corner, and I am at the end of my overdraft. My mum has lent me a bit of money so far, and can help me out a bit with money for food etc. but my rent and bills are totaling over a grand. She doesn't just have that kind of money hanging around to throw at me at a moments notice. If she did I probably wouldn't be in financial ruin at the young age of 21.

It is just the worse luck. Last year when I had savings and a job, my loan was right on time, and the year before, my loan was practically early. Yet when I am a penniless pauper, after spending months 'in the red', my loan doesn't come. It was not even late, like I originally thought, it actually wasn't even coming.

I wanted to cry when I found out. I still want to cry. I feel like I'm at a complete loss and there is nothing I can do. So far I have managed to numb the pain by using up my last thirty quid on alcohol and late nights, but now what am I to do?

I feel like I should get some sort of compensation for the ineptness of the student loan company, or at the very least for that ridiculous phone call I was put through. If anyone out there, reading this, works for the student loan company, beware - you have a very, VERY, poor and angry girl after you.

Looks like I will be living rough after all. No jokes this time.

1 comment:

  1. You can live with me. I would love that. And I can give you your birthday present which you can sell if you like.
    I like that you blog, I didn't even know. I want to do it.....not just because you do.....although it is a little bit because of that.
    When we live together can we make our own comedy sketch act?
    I'm not going to leave me name......do you know who I am? xxx

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